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Coverage

The Omnio difference.

A smarter way to manage the true cost of homeownership in Florida.

Home warranty reimagined

Coverage

The Omnio difference.

A smarter way to manage the true cost of homeownership in Florida.

Home warranty reimagined

Homeowners are often told to expect annual repair and maintenance costs equal to 1–4% of their home’s value* — a reality that can quickly turn unexpected breakdowns into financial stress.

Omnio was built around that truth, offering a smarter way to manage those costs with a flexible, month-to-month membership. When something covered breaks, there are no deductibles or service fees, and repairs are backed by up to $100,000 in annual coverage.

*As reported by Forbes and Realtor.com

$0

Deductibles

$0

Service Fees

$100K

Max Coverage

What’s Covered

Comprehensive protection
for your home.

Every membership includes coverage for the systems, appliances, and features that Florida homes rely on most.

Core Home Systems

  • Air conditioning (up to 4 units)
  • Interior plumbing
  • Electrical systems
  • Water heaters
  • Garage door openers

Kitchen & laundry

  • Refrigerators and built In microwaves
  • Ranges and cooktops
  • Dishwashers and garbage disposals
  • Washers & dryers
  • Other built-in appliances

Florida essentials

  • Inground pools & spas (incl. saltwater)
  • Outdoor kitchens
  • Whole-home generators
  • Lawn sprinkler / irrigation systems
  • External water, sewer and gas lines
  • Electric vehicle charger

Unique to Omnio

  • Coverage limits built for premium appliances.
  • No age limits on appliances
  • Built-in wine chillers & mini-fridges
  • Motorized blinds
  • Ceiling light fixtures
  • Burglar & smoke alarm systems
  • Refrigerant coverage

Member benefits

  • Consumer electronics (incl. wearables)
  • Emergency lodging
  • Insurance deductible reimbursement
  • Home title protection
  • Food spoilage coverage

Preventive maintenance

  • Central A/C tune-ups
  • Central heat checks
  • Dryer duct cleaning
  • Refrigerator maintenance
  • Scheduled annually

Choose the membership built for your home.

Each plan includes $0 deductibles, no age limits, preventive maintenance, and month-to-month flexibility.

Signature

Up to 5,000 sq ft · $50K coverage

Signature Plus

Up to 10,000 sq ft · $100K coverage

Signature Condo

Up to 5,000 sq ft · $50K coverage

Limited Member Offer

Complementary inspection with your new membership

Apply in 60 seconds. If your home qualifies, your concierge will reach out to confirm details and unlock your offer.

Apply Now